Contact Us at 510-567-6174


Understanding the Financial Aid process can be daunting to the average student or even their parents. Following the required procedures in the proper order is essential to making this endeavor easier though. Before any of the steps below can be completed, you must first complete and submit your FAFSA (Free Application For Student Aid) and then allow time for our office to send you further instructions. Visit our FAFSA Help Center for more information.

The entire SUM Financial Aid process (including Parent Plus or Verification requests) can potentially take 3-4 weeks and your financial aid must be solidified in advance to avoid you having to pay out of pocket.

Be sure not to jump steps and you'll be just fine.

Official SUM Federal School Code: 037524

Responsible Borrowing

Step 2  PROMISE . . .

Our adventure continues. And like most journeys, you are sure to meet people along the way. We'll like to introduce you to our friend, Mr. MPN, also known as "Master Promissory Note."

As a result of the Health Care and Education Reconciliation Act, federal student loans will no longer be made by private lenders under the Federal Family Education Loan (FFEL) Program. Instead, all new federal student loans will come directly from the U.S. Department of Education under the Federal Direct Student Loan (FDSL) Program.

You will see in the Student Interview section of VFAO the requirement of signing your Direct Loan Master Promissory Note (MPN). The MPN is your legally binding loan agreement and can be completed at the Student Loans website: After logging onto the site, choose “Complete Master Promissory Note” and then select For Subsidized/Unsubsidized loans. See the Master Promissory Note step-by-step instructions. Additional information regarding Direct Loans can also be found on the Student Loans website.

If you have questions or need assistance you may contact Financial Aid Director, Kathryn Mangan, at (510) 567-6174 ext #105 or